E:I'm glad to give you some information about my bank.
The diagram in your hand is a copy of our last annual report.
V:Yes, it gives key figures relating to your bank's activities and financial performance during1994.
Dr. Edwards. Would you please first give us a very short description of your performance lastyear?
E:Fine. As of December 31st 1994, the Northland's ZB Bank Corporation was the sixth largestin USA,
based on stockholders' equity, and the seventh largest based on deposits.
The bank has more than 980 offices around the world.
V:You have an office in Beijing, don't you?
E:Yes, that's right. Actually, we have three offices in China.
We established our offices first in Beijing, then in Shanghai and in Guangzhou.
We're thinking of opening another two in Tianjin and Suzhou next year.
V:That's terrific. I'm from Suzhou, which is developing rapidly.
E:Really? I hope we will discuss the financial situation in Suzhou sometime later on.
V:I'd like to if I can be of any help.
E:Now, let's begin with income of our bank last year.
V:Your total group income in 1994 amounted to one hundred and fifty-five million US dollarscompared with one hundred and thirty-five million US dollars for fiscal 1993.
That's an increase of…